
The time also has come to begin a new budget. A budget is like a starting point. If you can get a good one together that works, then you can move right along. If not, it becomes one of those things that gets postponed again and again.
I like to use what i call a "Task List." You write on a blank piece of paper all the things you want to get done that day. You can mark at the top, Monday to Sunday and note any things coming up in the near future such as bills to pay, errands to run, etc. That way everything gets done in the timeline that you have set. And what usually happens is that the day's events are postponed til the next day as you write over Monday and call it Tuesday.
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